{"id":1918,"date":"2010-01-12T17:23:12","date_gmt":"2010-01-12T22:23:12","guid":{"rendered":"http:\/\/www.DuncanWierman.com\/content\/?p=1918"},"modified":"2010-01-13T14:38:20","modified_gmt":"2010-01-13T19:38:20","slug":"what-is-a-short-sale-hardship-letter","status":"publish","type":"post","link":"https:\/\/www.duncanwierman.com\/content\/what-is-a-short-sale-hardship-letter\/","title":{"rendered":"What is a Short Sale Hardship Letter?"},"content":{"rendered":"<div id=\"mainContent\">\n<p class=\"style3\" style=\"text-align: justify;\"><strong><span style=\"background-color: #ffff00;\">The sadder the hardship letter, the better<\/span><\/strong>. The goal of the letter is to bring tears of sadness to the readers eyes with a statement of facts written by the owner describing how they got into the financial bind. The owner should make a plea to the lender to accept less than full payment and to work with you (your name) on the short sale.<\/p>\n<p class=\"style3\" style=\"text-align: justify;\">Loss mitigators are not inhumane and can understand if you lost your job, were hospitalized or a truck ran over your entire family. Lenders are not empathetic to situations involving dishonesty or criminal behavior.<\/p>\n<p><!--more--><\/p>\n<p class=\"style3\" style=\"text-align: justify;\">The letter below from Indymac does a great job of guiding the owner. Our software\u00a0 will utilize the same format and includes instructions to the owner for completing a compelling hardship letter.<\/p>\n<p class=\"style3\" style=\"text-align: center;\"><a href=\"https:\/\/www.duncanwierman.com\/content\/wp-content\/uploads\/2010\/01\/hs.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2057\" title=\"Hardship Letter\" src=\"https:\/\/www.duncanwierman.com\/content\/wp-content\/uploads\/2010\/01\/hs.jpg\" alt=\"\" width=\"498\" height=\"581\" srcset=\"https:\/\/www.duncanwierman.com\/content\/wp-content\/uploads\/2010\/01\/hs.jpg 553w, https:\/\/www.duncanwierman.com\/content\/wp-content\/uploads\/2010\/01\/hs-257x300.jpg 257w\" sizes=\"(max-width: 498px) 100vw, 498px\" \/><\/a><\/p>\n<p class=\"style3\">\n<p class=\"style3\">\n<hr noshade=\"noshade\" \/><!-- end #mainContent --><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The sadder the hardship letter, the better. The goal of the letter is to bring tears of sadness to the readers eyes with a statement of facts written by the owner describing how they got into the financial bind. The owner should make a plea to the lender to accept less than full payment and &hellip; <a href=\"https:\/\/www.duncanwierman.com\/content\/what-is-a-short-sale-hardship-letter\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">What is a Short Sale Hardship Letter?<\/span> <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":939,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[303],"tags":[],"_links":{"self":[{"href":"https:\/\/www.duncanwierman.com\/content\/wp-json\/wp\/v2\/posts\/1918"}],"collection":[{"href":"https:\/\/www.duncanwierman.com\/content\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duncanwierman.com\/content\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duncanwierman.com\/content\/wp-json\/wp\/v2\/users\/939"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duncanwierman.com\/content\/wp-json\/wp\/v2\/comments?post=1918"}],"version-history":[{"count":8,"href":"https:\/\/www.duncanwierman.com\/content\/wp-json\/wp\/v2\/posts\/1918\/revisions"}],"predecessor-version":[{"id":2133,"href":"https:\/\/www.duncanwierman.com\/content\/wp-json\/wp\/v2\/posts\/1918\/revisions\/2133"}],"wp:attachment":[{"href":"https:\/\/www.duncanwierman.com\/content\/wp-json\/wp\/v2\/media?parent=1918"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duncanwierman.com\/content\/wp-json\/wp\/v2\/categories?post=1918"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duncanwierman.com\/content\/wp-json\/wp\/v2\/tags?post=1918"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}